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Upper Dublin, Horsham and Blue Bell real estate listings, home buying, selling and homes for sale in Pennsylvania - NUMBER1EXPERT(tm)
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School Reports in Upper Dublin, Horsham and Blue Bell, Pennsylvania
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Real Estate Tips
First Time Buyers >Good Faith Estimates

Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.

If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.

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Real Estate Trivia
Q 
What trendy and highly unusual hotel must be totally rebuilt every year?

A 
Sweden's popular Ice Hotel, which has 60 double rooms, 25 suites and an interior temperature of 20 degrees, starts melting to the ground in May and is rebuilt every winter.
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The Rosenthal Group, REALTOR®, real estate agent and broker for Upper Dublin, Horsham and Blue Bell, Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Rhonda & Larry Rosenthal & The Rosenthal Group
Prudential Fox & Roach Realtors

653 Skippack Pike
Blue Bell, PA 19422
Toll Free Number 1-800-348-0708
Rhonda's Cellular: 215-432-5610
Larry's Cellular: 267-735-4321
Personal Fax: 215-643-8681
Sandy - Assistant: 215-619-2307
Office: 215-542-2200 x338
Rhonda's E-Mail: rhondalrosenthal@gmail.com
Larry's E-Mail: larryzrosenthal@comcast.net
Sandy's E-Mail: sandy1950@comcast.net
Alene Dordick's E-Mail: alenerealtor@aol.com
Jim Ware's E-Mail:: ware66@aol.com

WHAT CAN EXPERIENCE DO FOR YOU? 30 Years Real Estate Experience and over 1400 successful transactions! Larry and Rhonda Rosenthal and The Rosenthal Group have enjoyed helping buyers and sellers to achieve their goals. We are the leading realtors in Upper Dublin, Blue Bell, Horsham, Lower Gwynedd, and Surrounding Areas. Our market knowledge and negotiating skills are expert. We look forward to helping you sell or find your next home.

ABR CRS Equal Housing GRI MLS REALTOR


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